When our supervisor called us all into the conference room, you knew the news was bad. Our jobs were being eliminated, shipped offshore to India.  The kicker was we would get four additional weeks of pay, plus a month of severance, if we trained the people who took our jobs.

I took that option anyway.  I have a family to feed and bills to pay.

But that was months ago, and both the severance and unemployment were inadequate to cover the usual set of unexpected expenses that happen in any family.  Bills went unpaid, my credit rating tanked. Plus, I needed to build some new skills to make me more competitive in the global economy.

So I assessed my assets despite having bad credit.  My car is paid for and I can use it for collateral.  So to get fast cash I needed for a training course, I filled out an online application with San Antonio Car Title Loans.  It was fast, simple and non-judgmental (unlike how my requests for home equity lines and credit card extensions went).  In less than 24 hours I had the money I needed to help me find my next job.  I’ll never criticize anyone who uses auto title loans for financial management again.

- Evan F.

My wife has finally left me, and she had the gall to take my dog too. I mean, I can always get a new girlfriend, but I loved that dog, the wife not so much anymore. Our marriage was pretty good in the beginning, but as look back, I should have gotten married in the first place. She ruined my credit, constantly cheated on me, and was verbally abusive. Perhaps she was having an affair, but I really didn’t care because I wanted out, but was too chicken to leave.

I needed to get some money to buy for an apartment, and pay off the credit cards which she so gracefully maxed out before she left. My credit was bad, but I did own a vehicle which enabled me to apply for a car title loan through the Internet. The online application took just two minutes to fill out, and they also called me back right away to answer a couple of questions that I had. Within 30 minutes I had my money, and was on my way to start me newly single life.

If you need a quick title loan, don’t hesitate to go to San Antonio Car Title Loans.

-Manny R.
San Antonio, TX

When it rains it pours, they say.  But I say, when it rains you get out an umbrella.

My husband and I both developed chronic illnesses at the same time.  The good news is we’re both going to live, but for me at least, it meant not being able to continue in the job I had that brought in the bigger income.  Losing your job, then seeing much bigger insurance premiums on a COBRA plan, really threw our finances into a mess.

We’re now adjusting to a lower income, but kept our house in Alamo Heights, our cars and our medications.  But there was a period of time when I wasn’t sure we could keep the lights on we were so far behind in our bills. Worse, with bad credit, we didn’t have a safety net for surprise expenses.

That’s when I turned to San Antonio Car Title Loans.  Our vehicles were our collateral, as well as a form of necessary transportation.  We borrowed money against them, enough to keep the wolves from the door, get healthier and find a new career.  It didn’t mean going to some icky storefront in an iffy neighborhood because they have an online application that takes about ten minutes to fill out.  An online auto title loan is the prescription for financial sickness, I think.

As a San Antonio native, I would never consider leaving the area.  My entire family lives here. But when I lost my job at Kelly Air Force Base it looked like I might have to.  Even worse, I had an accident with my Toyota right when I was changing jobs. Sometimes these things happen in bunches.

Things turned around in about three months.  I live in near Roselawn Memorial Park, just off Cupples Road, but found a new job near the San Antonio airport, about 25 miles away.  I wasn’t crazy about the traffic and commuting – not to mention gas prices – but it made my car all the more important.  It also meant I had to do some car repairs just when money was pretty tight to begin with.  Because I was out of work so long my credit cards were at their limits.  After just two missed payments, I had bad credit, despite years of managing things prudently.  Not pretty, especially when the SUV had to be repaired to drive that much that often.  

My solution was San Antonio Car Title Loans.  It really made a lot of sense: I could use the car’s value to pay for the car repairs. I guess I was relieved I didn’t have to go to a storefront operation in some strange neighborhood to get the $1400. It’s just an online application, which I did from my home computer in, like, 15 minutes. By the next morning I had the fast cash to pay the body shop.  Through online car title loans, anyone can manage in a tight spot like mine.

With credit tightening up and me with bad credit due to a family medical problem last year, it became hard to take advantage of a recent business opportunity without some extra spare cash.  I own a Ford pickup, an F-350 Super Duty, which I got to work on my brother’s place out near Big Bend National Park.  But with the hurricane in the Houston/Galveston area, I knew I could get hauling and clean up work down there for the next several months, money that would double my income for anywhere between a month and six months. That extra money could go a long way to wiping out some personal debt. 

The trouble was I’d need to take a leave from my regular job, which my employer supported, but that meant I would not get paid on my regular schedule. The work in Galveston involved me working as a subcontractor, and everyone knows that can mean waiting for the people up the chain getting their pay. And they were waiting on insurance claims settlements. So how would I patch it through the four to six weeks it might take to get paid on invoices?  My wife isn’t working, and she needs to take care of the kids. But there are bills to pay, the mortgage, truck payments, health insurance, the whole thing.  It was a timing problem, and I needed some fast cash.

That’s why I was happy to find San Antonio Car Title Loans.  They don’t need a credit check, and it’s easy to use the online application.  The value of my truck gave us enough money to get through the time lag before the big checks start to arrive.